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Consumer stress levels tend to rise when the holiday shopping season hits.

Therefore, any advantage a shopper can get before embarking can help take the edge off the experience.

Several websites offer useful holiday shopping and purchasing advice, from payment options and budgeting considerations to time management.

Here are a few sites worth a visit:

Consumer Reports: Contains useful insights on devising a strategy for holiday shopping. www.consumerreports.org/cro/money/shopping/shopping-tips/holiday-shopping/overview/index.htm

Better Business Bureau: Offers eight tips to manage the hectic shopping season shopping. newyork.bbb.org/bbb-shopping-tips-for-the-holiday-buying-rush/

Everything Christmas: Spotlights 10 tips for avoiding holiday shopping lines. www.everythingchristmas.com/story/tipsavoidline.html

Federal Trade Commission: Provides advice on getting the best deal through online shopping during the holidays. www.ftc.gov/opa/2011/11/holidayshopping.shtm

National Foundation for Credit Counseling: Features guidelines to help keep holiday shopping stress-free. www.nfcc.org/consumer_tools/consumertips/consumertips_07.cfm

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