Transgender employees vie for health care benefits
By The Associated Press
Published: Friday, Oct. 25, 2013, 12:01 a.m.
WASHINGTON — When Koset Surakomol decided to have a sex change operation, the company she worked for told her co-workers that the man they had labored alongside for a dozen years should be addressed as a woman going forward.
EMC Corp.'s support didn't end there: The data storage company paid tens of thousands of dollars for her to undergo hormone therapy, breast augmentation and facial contouring. It also will foot the bill later this year when Surakomol has the operation that will complete her transformation — a benefit EMC began offering in 2007.
“I got no bad reactions, no cold shoulders,” said Surakomol, an information technology engineer. “All I heard was: ‘This is wonderful.' ”
It's a story that would have been unheard of a decade ago. EMC, which has 60,000 employees, is one of a growing number of Fortune 500 companies expanding their health care benefits to meet the needs of workers who have gender dysphoria, the medical term for those who identify themselves as the opposite gender that they were assigned at birth.
Despite the gains in coverage for these transgender employees, many companies are unwilling to speak publicly about their benefits. But Delia Vetter, director of benefits at Hopkinton, Mass.-based EMC, said, “Everyone has a right to be naturally happy.”
From Apple to General Mills, nearly one-fourth of Fortune 500 companies cover medical expenses associated with transgender care, according to gay and transgender rights group Human Rights Campaign. That's up from 19 percent last year.
When the group began tracking transgender benefits in 2002, no Fortune 500 companies offered them.
Corporate America's outreach to transgender workers points to the increasing visibility of a group once relegated to society's fringes. Recently, more than a dozen states revised anti-discrimination laws to include transgender people. Meanwhile, transgender officials have raised the group's profile by winning elected office and landing appointments in the Obama administration.
The trend shows how much companies want their workplaces to be perceived as welcoming and progressive. Since the Human Rights Campaign began grading companies on the inclusiveness of their benefits for gay, lesbian, bisexual and transgender employees, many companies have beefed up their benefits for those groups.
Beginning in 2011, companies could maintain a coveted 100 percent rating on the group's Corporate Equality Index only by offering at least one insurance plan covering up to $75,000 worth of counseling, hormone therapy and sexual reassignment surgery — the medical term for a sex change operation. The number of Fortune 500 companies meeting the requirement jumped to 121 this year from 39 in 2011.
“Companies are recognizing that ... in order to remain competitive in corporate America, you can't offer discriminatory plans,” said Jennifer Levi, a professor at the Center for Gender and Sexuality Studies at Western New England University in Springfield, Mass.
While more companies offer transgender benefits, most government programs like Medicare and Medicaid classify sexual reassignment surgery as cosmetic or experimental and do not cover it.
But President Obama's health care overhaul could expand benefits for transgender people. While the law doesn't require coverage of sexual reassignment surgery per se, it's expected to lower barriers for other forms of care.
Starting in 2014, insurers, hospitals and doctors that receive federal dollars won't be allowed to deny coverage to patients with pre-existing conditions, including gender dysphoria. Since most U.S. insurers and hospitals receive federal payments, they will be subject to the requirement.
For most corporations, the cost of adding transgender care is negligible because few people will need it. The amount varies based on the company's size, insurance offerings and other factors.
According to one estimate by Jamison Green & Associates, a transgender benefit consulting firm, a company with 200,000 employees would have two people undergo sexual reassignment surgery in roughly 5 years.
Still, most private health insurance offered by employers excludes coverage for transgender-related care.
Jamison Green, a transgender man who owns the benefit consulting firm, said many companies are not aware that the insurance they have purchased excludes treatments for transgender employees. Green said he walks employers through the process of removing those exclusions.
“The company has to give a clear directive to their provider: ‘We really do want a policy that has these exclusions removed,' ” said Green, who lives outside San Francisco.
Show commenting policy
TribLive commenting policy
You are solely responsible for your comments and by using TribLive.com you agree to our Terms of Service.
We moderate comments. Our goal is to provide substantive commentary for a general readership. By screening submissions, we provide a space where readers can share intelligent and informed commentary that enhances the quality of our news and information.
While most comments will be posted if they are on-topic and not abusive, moderating decisions are subjective. We will make them as carefully and consistently as we can. Because of the volume of reader comments, we cannot review individual moderation decisions with readers.
We value thoughtful comments representing a range of views that make their point quickly and politely. We make an effort to protect discussions from repeated comments either by the same reader or different readers.
We follow the same standards for taste as the daily newspaper. A few things we won't tolerate: personal attacks, obscenity, vulgarity, profanity (including expletives and letters followed by dashes), commercial promotion, impersonations, incoherence, proselytizing and SHOUTING. Don't include URLs to Web sites.
We do not edit comments. They are either approved or deleted. We reserve the right to edit a comment that is quoted or excerpted in an article. In this case, we may fix spelling and punctuation.
We welcome strong opinions and criticism of our work, but we don't want comments to become bogged down with discussions of our policies and we will moderate accordingly.
We appreciate it when readers and people quoted in articles or blog posts point out errors of fact or emphasis and will investigate all assertions. But these suggestions should be sent via e-mail. To avoid distracting other readers, we won't publish comments that suggest a correction. Instead, corrections will be made in a blog post or in an article.
- Google challenges nonprofits on ideas to use Glass
- Tesla delivers 1st cars in China
- PNC’s CEO elected board chairman
- Record cold facilitates coal’s comeback
- ‘Old GM’ defense expected in court fight over faulty ignition switch
- Drugmakers ready to carve out deals any way they can
- Corbett: Coal is working
- McDonald’s profit slips amid weak sales
- AT&T joins crowded field with online video plans
- Winning streak for stocks continues
- BNY Mellon notches $661M profit in 1st quarter