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Fayette County Community Action has help for home-buyers

Prospective home-buyers are encouraged to register for a pre-purchase housing seminar, which will take place from 5:30 to 9:30 p.m. Sept. 8.

Fayette County Community Action Agency Inc. will present the forum at Meadow Heights Apartments on North Beeson Boulevard, one block down from FCCAA.

Rita Masi, the agency's housing project manager, said the seminar isn't just for low-income residents.

"The event is open to anyone who is interested in buying a home and wants to find out more about the process," said Masi.

The seminar is designed to give people important information they need to help them make decisions that are right for them in the home-buying process, Masi said.

Potential homebuyers will have an opportunity to receive tips from experts in the real estate and banking industry. Lenders and realtors will discuss topics such as the advantages of home ownership, budget planning and record-keeping, mortgage qualifying, the beginning of the purchase process, the loan application process and closing on the loan.

A similar seminar was held in June, according to Masi.

"The event in June went very well, and those who attended told us that they came away with some very helpful and valuable information about the home-buying process," she said. "We decided to have a second seminar for those who were unable to attend the first one. We're starting this one a little later, so people can come after they leave work."

"A 15-minute DVD titled 'Buried in Debt' will be shown at the seminar to warn potential homebuyers about the dangers of borrowing too much money," Masi said.

Free credit checks will be offered to those who attend, according to Kristen Radovich, an employee in the housing program.

The seminar will feature the following speakers:

• Shelley Sharp of Howard Hanna will talk about "Assessing the Readiness to Buy," "Understanding Credit" and "Selecting a Home."

• A representative of First National Bank will discuss conventional mortgages.

• Kimberly Parker of Huntington Mortgage Group will talk about Federal Housing Administration loans.

• Mary Ellen Polosky of USDA Rural Development will outline rural loans and home purchasing.

• Dave Molchan of Threshold Housing Development Corp. will discuss the self-help housing construction process.

"This seminar is a wonderful opportunity for people who are interested in buying a home to find out about the process and receive tips from experts in the real estate and banking industry," Masi said. "There are no income guidelines, so anyone is eligible to attend the program."

Radovich said anyone who is interested in attending the housing seminar is asked to register, so Fayette County Community Action Agency Inc. will know how many people to expect.

Additional Information:

Learn more

For information or to register for the program, call Radovich at 724-437-6050, ext. 3263, or Mary Jordan at 724-437-6050, ext. 3244.

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