Forum addresses Affordable Care Act
Since her divorce, Rhonda Marshall has struggled to pay $480 a month for health insurance and hopes to find a more affordable plan through the online marketplace mandated by the Affordable Care Act.
“I got on (healthcare.gov) two nights ago,” Marshall, 54, of Latrobe said on Monday before the start of a town hall forum on the new law at Westmoreland County Community College's Youngwood campus. About 70 people attended.
It was the eighth forum held in recent months, said Bill McKendree, lead counselor of the Allegheny County APPRISE Program, who served as moderator. APPRISE is the state's free health insurance counseling program.
Awaiting her fourth surgery for a pre-existing condition she declined to discuss, Marshall said the law appeals to her because she can't be refused coverage or charged more because of her health.
In Westmoreland County, a single person making $23,000 a year could pay as little as $120 a month for health care coverage under the act, said Erin Ninehouser, education and outreach director of the Pennsylvania Health Access Network. A family of four making $45,000 would pay about $220 for a silver-level plan.
The act, which took effect Oct. 1, will have a major impact on hospitals and doctors, said Holly D'Amico, director of medical resources for Excela Health Systems.
Under the law, hospitals will “manage acute conditions and transition patients to other facilities, like a nursing home,” she said.
That has been the practice for some time, resulting in a decline in “inpatient utilization,” D'Amico said.
Patients can expect to see more nurse practitioners and physician assistants.
“More of the less complicated medical needs will be handled by someone other than a physician,” she said.
The Affordable Care Act requires states to provide access to the online marketplace, called an exchange, where individuals and small businesses may compare, select and purchase private health insurance policies that offer a minimum level of coverage.
Policies must cover a package of necessary health benefits that include hospitalization, emergency services and mental health treatments, along with annual wellness checkups and other preventative screenings.
Because of the government shutdown and computer glitches, many people had difficulties accessing the marketplace website when it opened on Oct. 1. The marketplace is accessible by phone at 800-318-2596.
Customers who sign up before Dec. 15 will have coverage beginning Jan. 1. Customers have until the end of March to sign up to avoid tax penalties.
Even though she has insurance, 83-year-old Delores Corbet of West Newton worries about how the new law will impact her.
“I think all insurances are going to go up,” Corbet said. “Somewhere down the line, they're going to say you have to have this, or that.”
The Obama administration hopes to sign up 7 million people during the first year and aims to eventually sign up at least half of the nearly 50 million Americans who are uninsured through an expansion of Medicaid or government-subsidized plans.
Gov. Tom Corbett has joined some other Republican governors in rejecting Medicaid expansion. He has proposed an alternative that would use the expansion money in Pennsylvania to buy insurance for the poor in the private market.
Craig Smith is a staff writer for Trib Total Media. He can be reached at 412-380-5646 or firstname.lastname@example.org.
Show commenting policy
TribLive commenting policy
You are solely responsible for your comments and by using TribLive.com you agree to our Terms of Service.
We moderate comments. Our goal is to provide substantive commentary for a general readership. By screening submissions, we provide a space where readers can share intelligent and informed commentary that enhances the quality of our news and information.
While most comments will be posted if they are on-topic and not abusive, moderating decisions are subjective. We will make them as carefully and consistently as we can. Because of the volume of reader comments, we cannot review individual moderation decisions with readers.
We value thoughtful comments representing a range of views that make their point quickly and politely. We make an effort to protect discussions from repeated comments either by the same reader or different readers.
We follow the same standards for taste as the daily newspaper. A few things we won't tolerate: personal attacks, obscenity, vulgarity, profanity (including expletives and letters followed by dashes), commercial promotion, impersonations, incoherence, proselytizing and SHOUTING. Don't include URLs to Web sites.
We do not edit comments. They are either approved or deleted. We reserve the right to edit a comment that is quoted or excerpted in an article. In this case, we may fix spelling and punctuation.
We welcome strong opinions and criticism of our work, but we don't want comments to become bogged down with discussions of our policies and we will moderate accordingly.
We appreciate it when readers and people quoted in articles or blog posts point out errors of fact or emphasis and will investigate all assertions. But these suggestions should be sent via e-mail. To avoid distracting other readers, we won't publish comments that suggest a correction. Instead, corrections will be made in a blog post or in an article.
- More than 100 stamp bags confiscated in Greensburg; 4 arrested
- Hempfield cyclist to cool wheels in jail during appeal
- Police officer taking job in Harmarville
- Unity zoning hearing board OKs addition to Adelphoi home
- Youngwood playground found to be in violation of disability act again
- Hempfield joins county land bank
- McKeesport man ordered to trial in New Stanton hotel homicide
- Latrobe police to host National Night Out
- Police: Girl, 5, walked into moving car in Mt. Pleasant Borough
- Shooting at Hempfield Towers ‘absolutely’ justified, trooper testifies at inquest
- Unity house destroyed by fire