Not just SCHIP
Published: Monday, Feb. 11, 2013, 9:00 p.m.
Not just SCHIP
The editorial “The fallacy of SCHIP: It's not ‘insurance'” (Feb. 5 and TribLIVE.com) is certainly correct that the government program SCHIP is not “insurance” for children. But for many years, most health insurance has not been insurance.
When people provided for their own routine medical expenses, true insurance was an affordable way to provide for unexpected major illness or accidents. When it became a “right” to have others pay the cost of every dollar of medical care — with a few token copayments at best — it became a ruinous expense for insurance companies, employers and, eventually, the government. That bankrupts all participants and is gradually being replaced by rationing and other methods of pretending to pay the bills.
Richard E. Ralston
Newport Beach, Calif.
The writer is executive director of Americans for Free Choice in Medicine (afcm.org).
Show commenting policy
TribLive commenting policy
You are solely responsible for your comments and by using TribLive.com you agree to our Terms of Service.
We moderate comments. Our goal is to provide substantive commentary for a general readership. By screening submissions, we provide a space where readers can share intelligent and informed commentary that enhances the quality of our news and information.
While most comments will be posted if they are on-topic and not abusive, moderating decisions are subjective. We will make them as carefully and consistently as we can. Because of the volume of reader comments, we cannot review individual moderation decisions with readers.
We value thoughtful comments representing a range of views that make their point quickly and politely. We make an effort to protect discussions from repeated comments either by the same reader or different readers.
We follow the same standards for taste as the daily newspaper. A few things we won't tolerate: personal attacks, obscenity, vulgarity, profanity (including expletives and letters followed by dashes), commercial promotion, impersonations, incoherence, proselytizing and SHOUTING. Don't include URLs to Web sites.
We do not edit comments. They are either approved or deleted. We reserve the right to edit a comment that is quoted or excerpted in an article. In this case, we may fix spelling and punctuation.
We welcome strong opinions and criticism of our work, but we don't want comments to become bogged down with discussions of our policies and we will moderate accordingly.
We appreciate it when readers and people quoted in articles or blog posts point out errors of fact or emphasis and will investigate all assertions. But these suggestions should be sent via e-mail. To avoid distracting other readers, we won't publish comments that suggest a correction. Instead, corrections will be made in a blog post or in an article.
- Us & them
- ‘Knockout’ evil
- Fuel tax increase
- Promotion questionable
- Democratic Party’s union wing
- Eagles’ plight
- Name game
- Thanks to our veterans
- Ethanol’s benefits
- Zubik is right