TribLIVE

| Opinion/The Review


 
Larger text Larger text Smaller text Smaller text | Order Photo Reprints

Private-sector cure I

Daily Photo Galleries

Thursday, Aug. 29, 2013, 8:55 p.m.
 

Am I alone in standing to defend private health-insurance companies? They're getting a bad rap.

The product they sell is risk management. Yet the government prohibits companies from managing copays, deductibles, lifetime maximums, the definition of “child,” premiums, profits and pre-existing conditions.

Has anyone heard of adverse selection? Try buying auto insurance to cover your expenses after you wreck your car.

The result of these crippling regulations cannot be called insurance; it's redistribution of wealth. Is it any wonder that some insurance companies are opting out of some ObamaCare exchanges?

President Obama says that “health insurance isn't a privilege — it is your right.” Where in the Constitution does it say that? Besides, universal access to a health insurance card does not guarantee quality health care .

Anyone who believes that profit is evil might as well live in the old Soviet Union or Cuba. How did “free” health insurance work out for people there?

Carol McPeak Brinjak

Shaler

The writer, a certified employee benefits specialist, is a former Reed Smith benefits manager.

 

 
 


Show commenting policy

Most-Read Stories

  1. Pirates top Cardinals, 5-2, on Davis’ homer; Alvarez, McCutchen hurt
  2. For Steelers outside linebacker Jones, size is not an obstacle
  3. Steelers cornerbacks Allen, Gay, Taylor have something to prove
  4. Steelers notebook: Team cuts 15 players, including LB So’oto, RB Hall
  5. Latrobe law firm’s secretary pleads guilty to income tax evasion
  6. Pittsburgh paramedics treat 38 people at Stage AE concert
  7. Dem Wolf eyes shale’s ‘golden egg’ to boost school funding
  8. Indiana County township ‘afraid for the water’ fights waste well
  9. Harmar police make 2 drug arrests as part of crackdown on crime
  10. Western Pennsylvania drivers at bottom of insurer’s safety rankings
  11. Gorman: Rowan’s move hurts area hoops
Subscribe today! Click here for our subscription offers.