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Better deal from ACA

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Wednesday, Nov. 6, 2013, 9:00 p.m.
 

Better deal from ACA

In response to the many articles regarding the Patient Protection and Affordable Care Act (aka ObamaCare): My current COBRA plan, which is very good health insurance and has dental coverage, is about $510 per month.

It ran out Oct. 31, but then I was eligible for a HIPAA plan, which would be about $1,000 per month, without dental or mental-health coverage and with much higher deductibles/copays. For me, the HIPAA plan is the only one available that covers pre-existing conditions.

Through ObamaCare, I enrolled in both a “platinum” plan and a separate dental plan. The “platinum” plan is through Highmark and is about $410 per month; the dental plan is about $30 per month. For this area, private health insurance plans start from around $100 per month, private dental plans at around $12 per month.

Through ObamaCare, my insurance will cost me nearly 60 percent less than the HIPAA plan and offer much more coverage. Also, ObamaCare offered over 30 health insurance companies/plans to choose from, rather than only one in the existing system (more than 25 dental insurers/plans were available.)

Loye Eberhart II

Mt. Pleasant

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