TribLIVE

| Opinion/The Review


 
Larger text Larger text Smaller text Smaller text | Order Photo Reprints

Paying others' ACA way

Letters home ...

Traveling abroad for personal, educational or professional reasons?

Why not share your impressions — and those of residents of foreign countries about the United States — with Trib readers in 150 words?

The world's a big place. Bring it home with Letters Home.

Contact Colin McNickle (412-320-7836 or cmcnickle@tribweb.com).

Daily Photo Galleries

Thursday, Nov. 14, 2013, 8:55 p.m.
 

As a 63-year-old businessman who purchases his family's health insurance, I make a fair comparison to John Mier, 62, subject of the news story “Leetsdale man's letter to Obama read by president during broadcast news conference” (Oct. 23 and TribLIVE.com), who is thanking President Obama for his good fortune with health insurance. He should be thanking insurance ratepayers like me who are making his situation possible.

The president said I could keep the insurance I have. He failed, however, to mention that the equivalent policy under the Affordable Care Act will cost me 37 percent more than I currently pay for myself and my wife. So, $438 a month comes out of my pocket and goes into Mier's.

Mier also fails to mention the deductible he and his wife face under his new plan. For me to attain a significantly reduced rate under the ACA, I would be exposed to a $6,000-per-year deductible. He must figure his family will not require care during the ensuing year.

My guess is his total out-of-pocket expense will be higher under the ACA, as more and more health providers are requiring deductibles be met before they bill the insurance provider. He may have the $692 a month for the policy, but does he have $6,000 in cash to cover his deductible before the insurance kicks in?

So, Mr. Mier, send out some thank-you notes. There are 10 folks like me for every one like you with regard to the ACA.

Kent V. Hart

Peters

Subscribe today! Click here for our subscription offers.

 

 


Show commenting policy

Most-Read Letters

  1. Economy double talk
  2. Bright lines: Hillary’s bid for president
  3. Coming clean in Leechburg
  4. In depth: ‘Secret ambitions’ evidenced
  5. Piling on Hempfield
  6. Clemente bike lanes
  7. Stop fast-track treason
  8. Senate’s poor example
  9. MRIs & back pain
  10. Clean up after pets
  11. Hillary decoded