TribLIVE

| Opinion/The Review


 
Larger text Larger text Smaller text Smaller text | Order Photo Reprints

Keep an eye on 'carve-outs'

Email Newsletters

Click here to sign up for one of our email newsletters.

Letters home ...

Traveling abroad for personal, educational or professional reasons?

Why not share your impressions — and those of residents of foreign countries about the United States — with Trib readers in 150 words?

The world's a big place. Bring it home with Letters Home.

Contact Colin McNickle (412-320-7836 or cmcnickle@tribweb.com).

Daily Photo Galleries

Letter to the Editor
Saturday, Nov. 9, 2013, 9:00 p.m.
 

Your employer, like mine, may have switched to a health care plan that can be used at both UPMC and West Penn Allegheny. But watch out.

The VND and other excellent sources of information have nonetheless failed to explain the “carve-outs” — services not covered in a health insurance contract — from these plans.

I speak specifically about the mental health/substance abuse component. Treatment for depression, anxiety or alcoholism may not be available from Western Psychiatric Institute and Clinic, which is part of UPMC, or other well-respected mental heath units or outpatient clinics.

Chances are far greater that you and your family will need your “carve-out” more than a heart procedure or some other major medical service.

It is a myth that the Republicans offered no health care plans in 2008. There were many proposals, including the John McCain plan and the subsequent Mitt Romney proposal. The Affordable Care Act was a completely one-sided partisan effort.

FDR and LBJ at least obtained bipartisan support for their landmark legislation, keeping the nation united. The people, through the U.S. House of Representatives, have rejected ObamaCare's partisan effort.

It reflects badly on President Obama that he won with the smallest margin for a second-term president and lost more counties than he won.

Jim Disantis

Freeport

Subscribe today! Click here for our subscription offers.

 

 


Show commenting policy

Most-Read Letters

  1. Few buy Confederate flags
  2. Confederate flags & violence
  3. ACA ruling good
  4. Civil War fine moment
  5. Define ‘tough’
  6. True Confederate flag meaning
  7. Try Hribal as an adult
  8. Empty Century III Mall predicted
  9. Work with Obama
  10. A liberal worth heeding
  11. Christian values