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How to maximize PTO in 2026


Ten paid time off days can be stretched into 40 days of longer breaks this year by scheduling vacations around federal holidays
Megan Swift
By Megan Swift
7 Min Read Jan. 2, 2026 | 19 mins Ago
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Workers in Western Pennsylvania scheduling days off for 2026 might get some help from the calendar.

Most federal holidays this year fall either on or close to a weekend, allowing for more maximization of paid time off than usual.

Days off can be tacked onto federal holidays and weekends to make numerous four- or five-day vacation blocks by using only one or two PTO days.

Strategies for maximizing PTO days in 2026 have been going viral on social media platforms heading into the new year.

@jac__ie

One of my goals next year? More 48–72 hour trips. ✈️ You guys already know I’m a big fan of intentional rest and using your PTO like a pro. So here’s how to stretch your vacation days in 2026 ⬇️ ???? Maximize your 2026 PTO with just a few days off: ???? Jan 1–4 (4 days) – 1 PTO ???? Jan 16–19 (4 days) – 1 PTO ???? Feb 13–16 (4 days) – 1 PTO ???? Mar 6–8 (3 days) – 1 PTO ???? May 22–25 (4 days) – 1 PTO ???? Jun 18–21 (4 days) – 1 PTO ???? Jul 3–7 (5 days) – 2 PTO ???? Aug 14–17 (4 days) – 1 PTO ???? Sept 4–7 (4 days) – 1 PTO ???? Oct 29–Nov 1 (4 days) – 2 PTO ???? Nov 12–15 (4 days) – 2 PTO ???? Dec 11–14 (4 days) – 1 PTO That’s 12 mini getaways, maximum recharge for minimal PTO use. ????????????????

♬ THE MOON - Camargguinho

@divyadiscovers here's how to turn 12 days of PTO into 44 days off next year! and don't forget to SAVE this video + start requesting now ✈️ #ptohacks #corporatelife #worklifebalance #timeoff #maximizepto2026 ♬ original sound - Divya

Jessica Ghilani, social media expert and University of Pittsburgh associate professor of communication, said she’s seen the hack “everywhere” — moreso than in years prior — even though people have been stacking their PTO days around federal holidays and weekends for years.

“So much of it is just attributable to this cascade of burnout that people have felt since the pandemic and the fact that people have been less into a grindset mode,” she said.

Grindset is a slang term combining grind and mindset, and it references an extreme dedication to hard work and a disciplined routine. It has been criticized online as toxic because it can cause burnout and be unhealthy for overall well-being.

Ghilani, citing Google Trends data over the last five years, said the first time PTO maximization was on the radar was in November 2023 on TikTok, when a young person talked about the “hack” and went viral.

She attributed the rise specifically this year to a broader sense of exhaustion from the political climate as well.

“Regardless of where you are politically, the onslaught of news is just a lot for everybody to process and make sense of,” Ghilani said, which makes feelings of burnout increase. “That has certainly crescendoed this year in different ways.”

And with Gen Z entering the workforce, she said it makes sense that content surrounding PTO maximizing would gain traction. She called it the “perfect storm” for creating a viral trend.

“What better way to have something to look forward to than figure out when you’re going to be able to take a nice weekend trip … have a staycation or have time to yourself,” Ghilani said. “That just fits so nicely with the broader meme culture around work lately — that we should be more oriented to recognizing our own worth and making sure that we aren’t getting burnt out. I think it’s a great trend.”

How it’s possible

There are 11 federal holidays in 2026, as listed by the U.S. Office of Personnel Management:

  • Thursday, Jan. 1: New Year’s Day
  • Monday, Jan. 19: Birthday of Martin Luther King, Jr.
  • Monday, Feb. 16: Presidents’ Day
  • Monday, May 25: Memorial Day
  • Friday, June 19: Juneteenth National Independence Day
  • Friday, July 3: Independence Day (July 4 falls on a Saturday so the government denotes the day before as the holiday)
  • Monday, Sept. 7: Labor Day
  • Monday, Oct. 12: Indigenous Peoples’ Day
  • Wednesday, Nov. 11: Veterans Day
  • Thursday, Nov. 26: Thanksgiving Day
  • Friday, Dec. 25: Christmas Day

Six out of these are fixed holidays, meaning they’re on the same day of the week every year. These include MLK Day, Presidents’ Day, Memorial Day, Labor Day and Indigenous Peoples’ Day, which are all on Mondays, and Thanksgiving, which is always the fourth Thursday of November.

However, the other five — New Year’s Day, Juneteenth, the Fourth of July, Veterans Day and Christmas Day — are moving targets, moving forward by one day of the week annually, besides on a Leap Year, when they move two days forward.

Because of this, the 2026 federal holiday calendar is similar to 2025’s, as the moving holidays shifted one day ahead. The last Leap Year was in 2024.

Here are days you should request off this year to create four-day weekends around these federal holidays (though it’s too late for the first one if you hadn’t thought of it last year):

  • Friday, Jan. 2 (creates four-day weekend of Thursday, Jan. 1 to Sunday, Jan. 4 around New Year’s Day)
  • Friday, Jan. 16 or Tuesday, Jan. 20 (creates four-day weekend of Friday, Jan. 16 to Monday, Jan. 19 or four-day weekend of Saturday, Jan. 17 to Tuesday, Jan. 20 around MLK Day)
  • Friday, Feb. 13 or Tuesday, Feb. 17 (creates four-day weekend of Friday, Feb. 13 to Monday, Feb. 16 or Saturday, Feb. 14 to Tuesday, Feb. 17 around Presidents’ Day)
  • Friday, May 22 or Tuesday, May 26 (creates four-day weekend of Friday, May 22 to Monday, May 25 or Saturday, May 23 to Tuesday May 26 around Memorial Day)
  • Thursday, June 18 or Monday, June 22 (creates four-day weekend of Thursday, June 18 to Sunday, June 21 or Friday, June 19 to Monday, June 22 around Juneteenth)
  • Thursday, July 2 or Monday, July 6 (creates four-day weekend of Thursday, July 2 to Sunday, July 5 or Friday, July 3 to Monday, July 6 around the Fourth of July)
  • Friday, Sept. 4 or Tuesday, Sept. 8 (creates four-day weekend of Friday, Sept. 4 to Monday, Sept. 7 or Saturday, Sept. 5 to Tuesday, Sept. 8 around Labor Day)
  • Friday, Oct. 9 or Tuesday, Oct. 13 (creates four-day weekend of Friday, Oct. 9 to Monday, Oct. 12 or Saturday, Oct. 10 to Tuesday, Oct. 13 around Indigenous Peoples’ Day)
  • Friday, Nov. 27 (creates four-day weekend of Thursday, Nov. 26 to Sunday, Nov. 29 around Thanksgiving Day)
  • Thursday, Dec. 24 or Monday, Dec. 28 (creates four-day weekend of Thursday, Dec. 24 to Sunday, Dec. 27 or Friday, Dec. 25 to Monday, Dec. 28 around Christmas Day)

If you take one PTO day for each of these bullet points, or 10 total, you will be able to have 40 days of longer breaks in 2026 surrounding these federal holidays.

Making a four-day weekend out of Presidents’ Day can be optimal for those wishing to celebrate Valentine’s Day (Feb. 14) this year. And making a four-day weekend out of Juneteenth could be helpful for planning Father’s Day (June 21) get-togethers.

Depending on how many PTO days are allotted by employers, people can extend the above options to five- or six-day holidays if they are able.

The only federal holiday that doesn’t work in creating a four-day weekend by using one PTO day in 2026 is Veterans Day, as it falls on a Wednesday. In this case, two PTO days would be needed for Thursday and Friday, creating a five-day weekend.

‘Plan ahead’

According to a March U.S. Bureau of Labor Statistics analysis, the average American private-sector worker receives 11 days of vacation time after being at their company for one year, 15 days after five years and 18 days after 10 years, Travel + Leisure magazine said.

Americans are known for having the fewest paid vacation days of most industrialized countries, USA Today reported.

And Americans are bad at taking time off work.

“Americans, unfortunately, take the gold medal for the least amount of (paid time off) used. While the average worker receives about 12 paid days off a year, more than half don’t use all of it, according to Expedia surveys,” Melanie Fish, vice president of global public relations for Expedia Group, told USA Today in a statement.

“My advice to Americans is simple: Plan ahead. Don’t hoard your PTO for one big trip. Instead, book a few three- to four-day escapes that align with school and office closures.”

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About the Writers

Megan Swift is a TribLive reporter covering trending news in Western Pennsylvania. A Murrysville native, she joined the Trib full time in 2023 after serving as editor-in-chief of The Daily Collegian at Penn State. She previously worked as a Jim Borden Scholarship intern at the Trib for three summers. She can be reached at mswift@triblive.com.

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