President Biden’s plan to cancel an estimated $430 billion of student loan debt that is now held by more than 40 million borrowers was struck down by the Supreme Court. He has now proposed a “Plan B,” which, like his original scheme, is intended to minimize the cost of, or eliminate completely, outstanding student debt (“Biden plan cuts student debt to $0,” July 15).

The legality of Biden’s Plan B remains unclear, but most likely it will be challenged. Stephen Pavlick, Washington policy analyst at Renaissance Macro Research, said, “Given the 6-3 decision to reject the first debt relief plan … it’s hard to see this court not reaching a similar ruling on Plan B.”

That being the case, the question that I have for Mr. Biden is, “What part of ‘no’ do you not understand?”

Wayne E. Baughman

Salem

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